The Canada Revenue Agency (CRA) has announced the distribution of the $179 GST/HST credit starting July 4, 2025, as part of its quarterly tax-free benefit to support low- and modest-income Canadians.
This financial relief aims to help offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) that individuals and families pay on everyday purchases throughout the year.
The July 2025 payment comes as part of CRA’s ongoing initiative to provide quarterly economic assistance, especially during periods of rising living costs.
What Is the GST/HST Credit?
The GST/HST credit is a tax-free quarterly payment issued by the CRA to help Canadians with low or modest incomes better manage the costs of living.
This credit supports individuals in covering basic expenses like groceries, utility bills, and household goods by reducing their overall tax burden.
No application is required—the benefit is automatically calculated based on the information in your most recent income tax return.
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July 2025 GST/HST Credit Payment Breakdown
Here’s what you need to know about the July 2025 GST/HST credit:
| Details | Information |
|---|---|
| Credit Name | GST/HST Credit |
| Issuing Authority | Canada Revenue Agency (CRA) |
| July Payment Amount | Up to $179 (based on eligibility) |
| Annual Credit – Single Adult | Up to $337 |
| Annual Credit – Couple | Up to $704 |
| Per Eligible Child (under 19) | Up to $185 |
| Next Payment Date | July 4, 2025 |
| Payment Frequency | Quarterly (January, April, July, October) |
| Application Requirement | Not required – based on tax return |
| Payment Method | Direct deposit or mailed cheque |
| Income Threshold (Single) | Around $52,000 |
| Income Threshold (Families) | $58,000–$65,000, depending on family size |
Who Will Receive the July 2025 GST/HST Credit?
To qualify for the July 2025 GST/HST credit payment, individuals must meet the following CRA eligibility criteria:
- Be a Canadian resident
- Be 19 years or older, or meet special criteria if under 19 (see below)
- Have filed a 2023 income tax return
- Have a net income below the CRA threshold
Individuals under 19 may also qualify if they:
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- Are married or in a common-law relationship, or
- Are a parent living with their child
If your Adjusted Family Net Income (AFNI) exceeds the set threshold, the credit amount will be reduced and may phase out entirely depending on your income level.
CRA GST/HST Payment Schedule for 2025
Here are the official CRA GST/HST credit payment dates for the year 2025:
| Month | Payment Date |
|---|---|
| January | January 3, 2025 |
| April | April 4, 2025 |
| July | July 4, 2025 |
| October | October 3, 2025 |
If you don’t receive the payment on the scheduled date, allow up to 10 business days before contacting the CRA.
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How Is the GST/HST Credit Calculated?
The CRA uses the following factors to calculate your GST/HST credit:
- Your 2023 tax return (most recent filed return)
- Your net income and marital status
- The number of eligible children under 19
- Special life events, such as:
- Changes in marital status
- Shared custody of a child
- Death of a spouse or common-law partner
If any of these circumstances change, the CRA may recalculate your payment amount during the year.
How to Check Your GST/HST Payment Status
To find out whether you’ll receive the July 4, 2025 payment, follow these steps:
- Log in to CRA My Account on the official CRA website
- Go to the “Benefits and Credits” section
- Look for your GST/HST credit payment status and history
- Verify your direct deposit details or mailing address
Ensure your banking and personal information is accurate and up to date to prevent any delays in receiving your payment.
Why This Credit Matters
The $179 GST/HST credit offers critical financial relief for millions of Canadians struggling with rising prices and everyday expenses.
For families with children, this benefit offers added support that can help cover school supplies, food, and utilities.
Because the credit is automatic, there’s no paperwork or additional application required—making it one of the easiest benefits to access if you qualify.
Important Reminders and Tips
- If your banking information or mailing address has changed recently, update it in CRA My Account before the payment date.
- The GST/HST credit does not count as taxable income, so it won’t affect your tax return or other government benefits.
- Keep a record of any CRA notices or updates, as they may inform you of changes to your benefit amount or eligibility.
Frequently Asked Questions (FAQs)
Q1. Do I need to apply for the GST/HST credit?
No, the CRA automatically determines eligibility based on your most recent tax return.
Q.2 When is the next payment date?
The next GST/HST credit payment will be issued on July 4, 2025.
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Q3. What if I don’t receive the payment on time?
Wait 10 business days, then contact the CRA. Be sure your banking or mailing information is current.