If your grocery bills and daily expenses seem higher than ever, you’re not imagining things. Inflation has made essentials more expensive, and for many Canadians, even day-to-day purchases now come with added pressure. To help ease this burden, the Canada Revenue Agency (CRA) is issuing an extra GST/HST payment in July 2025, as part of its ongoing support for low- to moderate-income households.
These payments are designed to reduce the impact of sales tax on household finances and are provided on a quarterly basis. Here’s everything you need to know about the upcoming July 2025 GST credit, including payment dates, eligibility criteria, amounts, and how to make sure you receive it.
What Is the GST/HST Credit?
The Goods and Services Tax (GST) and Harmonized Sales Tax (HST) credit is a tax-free payment funded by the federal government. Its goal is to help offset the amount of GST/HST paid throughout the year, providing relief for individuals and families with low to modest incomes.
These credits are typically issued every three months and are intended to help maintain the monthly household budget, especially for those struggling with the high cost of living.
Canada Extra GST Payment – Quick Overview
Topic | Details |
---|---|
Article On | Canada Extra GST Payment in July 2025 |
Country | Canada |
Department | Canada Revenue Agency (CRA) |
Beneficiary | Eligible Canadian Residents |
Category | Financial Aid |
Official Website | canada.ca |
GST/HST Payment Dates for 2025
For the 2024 tax year, the GST/HST credit will be paid out on the following dates:
- January 5, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
In some cases, if your total annual credit is less than $50 per quarter, you may receive a single lump-sum payment on July 4, 2025 instead of quarterly installments.
Who Is Eligible for the July 2025 GST/HST Payment?
Eligibility for the GST/HST credit is automatically assessed when you file your annual income tax return. However, to qualify for the July 2025 GST payment, you must meet the following conditions:
- Be a Canadian citizen or resident for tax purposes
- Be 19 years of age or older (as of July 2025)
If under 19, you must meet at least one of the following:
- Have (or had) a spouse or common-law partner
- Be a parent who lives or has lived with your child
Newcomers to Canada may also be eligible but must fill out specific CRA forms depending on whether they have children.
How Much GST/HST Credit Will You Receive?
The amount of credit you receive depends on several factors, including:
- Your net income
- Your marital status
- The number of children under age 19 in your household
- Whether you receive the Canada Child Benefit (CCB)
Here is an example of maximum annual credit amounts based on 2023 tax filings (used for payments from July 2024 to July 2025):
Household Type | Maximum Annual Credit |
---|---|
Single (no children) | $519 |
Single with 1 child | $859 |
Each additional child | +$179 |
Married/Common-law (no children) | $680 |
With 1 child | $859 |
With 2 or more children | Add $179 per additional child |
Note: These amounts are estimates. Your actual payment may differ based on your reported income and family circumstances.
Do You Need to Apply for the GST/HST Credit?
No separate application is required to receive the GST/HST credit. The CRA will automatically determine your eligibility when you file your annual income tax return. This makes filing your taxes on time essential, as only those who do so will be considered for the rebate.
How Will You Receive the July 2025 GST Payment?
The CRA offers two payment methods:
- Direct Deposit: If your banking information is set up in your CRA My Account, the payment will be automatically deposited and appear as “GST/HST tax credit” or “Canada FPT” (Federal-Provincial-Territorial).
- Cheque by Mail: If you haven’t enrolled for direct deposit, your cheque will be mailed to the address on file. Note that this may take up to 10 business days.
If you do not receive your payment within that timeframe, you are advised to contact the CRA to investigate the delay.
Newcomers: How to Apply for the Credit
If you’re new to Canada and plan to file your first Canadian tax return in 2025, you may still be eligible for the GST/HST credit. Depending on your family situation, you must submit one of the following:
- RC151 – GST/HST Credit Application for Individuals Without Children
- RC66 – Canada Child Benefits Application (for those with children)
Once your application and tax return are processed, your eligibility and credit amount will be determined.
Important Tip: Update Your Status with CRA
If your life circumstances change—such as getting married, separated, or having children—inform the CRA immediately. Your GST/HST credit amount may change, and updating your status ensures that your benefits are accurate and timely.
Use your CRA My Account to:
- Update marital status
- Add or remove dependents
- Change your address or banking information
GST/HST Credit vs. Other Government Benefits
It’s easy to confuse the GST/HST credit with other programs like the Canada Grocery Rebate or Guaranteed Income Supplement. Here’s how the GST credit differs:
Benefit | Frequency | Eligibility Based On | Taxable? | Separate from GST? |
---|---|---|---|---|
GST/HST Credit | Quarterly | Income and family structure | No | Base credit |
Grocery Rebate | One-time | Based on GST credit eligibility | No | Yes |
Guaranteed Income | Monthly | Low-income seniors | No | Yes |