To address the rising cost of living and growing concerns about child poverty, the Government of Canada is launching a major new support initiative in 2025: the Canada Family Benefit (CFB). Administered by the Canada Revenue Agency (CRA), this benefit will provide $445 in monthly tax-free payments to eligible families with children under the age of 18.
Starting May 20, 2025, the CFB will be distributed monthly to qualifying households as part of a broader plan to improve financial stability for low-income families across the country. It complements existing government benefits like the Canada Child Benefit (CCB) and is expected to become a cornerstone of Canada’s anti-poverty strategy.
What Is the Canada Family Benefit (CFB)?
The Canada Family Benefit is a non-taxable monthly payment introduced by the federal government in 2025 to help low-income families with children meet their essential living expenses. At $445 per month, the benefit is designed to ease the pressure on households dealing with rising food, housing, education, and childcare costs.
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The payments are delivered through CRA’s existing benefit systems, making the process smoother and more accessible for families already receiving the Canada Child Benefit.
Eligibility Requirements for CFB 2025
To receive the Canada Family Benefit, families must meet a clear set of eligibility criteria. These are designed to ensure the benefit reaches households most in need.
You qualify for the CFB if:
- You reside in Canada for at least 183 days per year
- You have dependent children under the age of 18
- Your household income is $35,000 or less
- You file a T1 income tax return annually with the CRA
- You are enrolled in the Canada Child Benefit (CCB) program
Families that meet all of the above conditions will automatically receive the CFB beginning in May 2025.
When Will the CFB Payments Be Made?
The first CFB payment will be issued on May 20, 2025, and payments will continue monthly on the 20th of each month. If the date falls on a weekend or holiday, the CRA will issue payments on the next business day.
Canada Family Benefit 2025 Monthly Payment Schedule:
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| Month | Payment Date |
|---|---|
| January | January 20, 2025 |
| February | February 20, 2025 |
| March | March 20, 2025 |
| April | April 20, 2025 |
| May | May 20, 2025 (First CFB Payment) |
| June | June 20, 2025 |
| July | July 20, 2025 |
| August | August 20, 2025 |
| September | September 20, 2025 |
| October | October 20, 2025 |
| November | November 20, 2025 |
| December | December 20, 2025 |
Payment Methods: Direct Deposit Recommended
The CRA recommends setting up direct deposit to receive your $445 monthly CFB payments faster and more securely. Direct deposits typically arrive on the scheduled date, while paper cheques may take longer due to processing and mail delivery times.
To register or update your banking details, log into your CRA My Account or contact the agency directly.
How to Apply for the Canada Family Benefit
You do not need to submit a separate application for the CFB if you are already receiving the Canada Child Benefit (CCB) and meet the eligibility criteria.
Here’s how to ensure you get the CFB on time:
- File Your Income Tax Return (T1)
Even if you have no income, tax filing is required to determine eligibility. - Enroll in the Canada Child Benefit (CCB)
Apply online via CRA My Account or by submitting a paper application. - Update Household Information
Notify CRA of changes in marital status, dependents, or income. - Set Up Direct Deposit
Choose direct deposit for faster and safer payments. - Track Payments Regularly
Use CRA’s online portal or check your bank to confirm monthly deposits.
Why the CFB Matters for Low-Income Families
The Canada Family Benefit is more than just a cash payment. It’s a lifeline for families struggling with high living costs. The predictable and recurring $445 monthly support makes it easier for parents to:
- Buy groceries and school supplies
- Cover rent and utility bills
- Afford childcare and health needs
- Plan for emergencies and monthly expenses
Unlike one-time stimulus payments, the CFB offers ongoing support, which provides families with the financial predictability they need to budget effectively and improve their children’s quality of life.
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How the CFB Works With Other Government Programs
The CFB is designed to enhance—not replace—existing benefits. It works in tandem with the Canada Child Benefit, as well as other provincial and territorial assistance programs.
Because the CFB is administered through the CRA’s existing infrastructure, families already receiving the CCB will find the transition smooth. The integrated system reduces bureaucracy and ensures payments are issued on time.
Tackling Child Poverty Through Monthly Support
Reducing child poverty is a key goal of the Canada Family Benefit. With regular payments aimed directly at families in need, the CFB supports:
- Access to nutritious meals
- Stable housing for children
- Consistent education and developmental support
- Less financial anxiety for parents
According to government projections, the CFB could lift thousands of children out of poverty by the end of 2026, making it a crucial part of Canada’s long-term child welfare strategy.
Frequently Asked Questions (FAQs)
Q1. What is the Canada Family Benefit and how much is it?
The CFB is a non-taxable monthly benefit of $445 provided to low-income families with children under 18, beginning in May 2025.
Q2. When do CFB payments start?
The first payment will be issued on May 20, 2025, and monthly thereafter on the 20th of each month.
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Q3. Who qualifies for the CFB?
Families must:
- Have children under 18
- Have a household income of $35,000 or less
- Be enrolled in the Canada Child Benefit (CCB)
- Reside in Canada for at least 183 days annually
Q4. Do I need to apply for the CFB separately?
No. If you are enrolled in the CCB and meet eligibility requirements, you will automatically receive the CFB.
Q5. How will I receive my CFB payments?
Payments are made via direct deposit or mailed cheque. CRA recommends enrolling in direct deposit for faster service.
