This monthly financial support plays a crucial role in helping low-income seniors and surviving spouses manage essential living expenses such as rent, groceries, and healthcare. The scheduled payment date is July 29, 2025, and the funds will be disbursed via direct deposit or mailed cheque to eligible recipients.
What Is the $1,395 GIS Payment?
The Guaranteed Income Supplement (GIS) is a non-taxable monthly benefit that supports individuals who already receive the Old Age Security (OAS) pension. It is primarily intended for Canadians aged 60 to 64 years whose combined income falls below $41,184.
This monthly benefit also extends to surviving spouses or common-law partners of OAS-eligible individuals. In July 2025, each eligible recipient will receive $1,395.73 as part of the CRA’s payment cycle. This amount has been adjusted quarterly, based on inflation and the Consumer Price Index (CPI), to ensure it remains relevant to current economic conditions.
Government Efforts to Combat Senior Poverty
This payment reflects the Government of Canada’s broader mission to tackle poverty among elderly citizens. By delivering regular, inflation-indexed benefits, the government aims to maintain financial stability for older Canadians living on fixed incomes.
With essentials becoming more expensive, the GIS payment ensures that vulnerable seniors are not left behind in a rapidly changing economy.
Overview – canada.ca Guaranteed Income Supplement July 2025
| Feature | Details |
|---|---|
| Post | $1,395 Guaranteed Income Supplement Payment – July 2025 |
| Proposed By | Government of Canada |
| Country | Canada |
| Agency | Canada Revenue Agency (CRA) |
| Primary Goal | Financial Support to Seniors |
| Eligibility | Canadian Citizens |
| Payment Date | July 29, 2025 |
| Monthly Amount | $1,395.73 |
| Category | Finance |
| Official Website | canada.ca |
CRA GIS Eligibility Criteria 2025
To receive the Guaranteed Income Supplement Allowance in 2025, you must meet all of the following eligibility conditions:
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- Must be currently receiving the Old Age Security (OAS) pension
- Must be aged between 60 and 64 years
- Must be a Canadian citizen or legal resident
- Must have lived in Canada for at least 10 years after age 18
- Must be the spouse or common-law partner of a deceased OAS recipient
- Combined annual income must be under $41,184
These criteria ensure that GIS payments specifically reach those most in need, including widows and lower-income senior couples.
July 2025 GIS Payment Date
The next GIS deposit is scheduled for July 29, 2025. This payment will follow the standard OAS/GIS disbursement calendar, which ensures monthly consistency for recipients.
| Month | Payment Date |
|---|---|
| January | January 29, 2025 |
| February | February 26, 2025 |
| March | March 27, 2025 |
| April | April 28, 2025 |
| May | May 28, 2025 |
| June | June 26, 2025 |
| July | July 29, 2025 |
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
How Much Will You Receive Under GIS in 2025?
The exact GIS amount depends on multiple factors including:
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- Your annual income
- Whether you are single or married
- Your OAS eligibility status
According to CRA updates for 2025, individuals meeting the eligibility threshold of under $41,184 can expect the following benefit:
| Benefit Type | GIS Allowance |
|---|---|
| Eligibility | OAS recipients & survivors |
| Income Cap | Below $41,184 |
| Monthly Amount | $1,395.73 |
Quarterly reviews are conducted by the CRA to adjust the benefit amount based on inflation and cost-of-living changes. This ensures that recipients can still afford basic necessities despite economic shifts.
Why the GIS Payment Is So Important
For many low-income seniors, the $1,395 GIS payment is a financial lifeline. With the rising cost of rent, utilities, food, and medication, monthly government support is essential to avoid falling into poverty.
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The CRA’s approach of automatically adjusting payments for inflation and delivering them on time reflects a commitment to senior welfare and financial dignity.
Moreover, the GIS benefit provides stability for those who may not have private pension plans or substantial retirement savings. It helps ensure that every Canadian senior has access to a minimum standard of living.
What You Should Do Now
If you’re already enrolled and meet the eligibility criteria, you do not need to reapply each month. The CRA will automatically send your GIS payment on the scheduled date—July 29, 2025.
However, it is critical to ensure your banking and mailing information is up-to-date with the CRA to avoid any payment delays. You can check or update your details through your My Service Canada Account or by contacting the CRA directly.
Frequently Asked Questions (FAQs)
Q1: When will the $1,395 GIS payment be deposited in July 2025?
A: The Canada Revenue Agency will deposit the GIS payment on July 29, 2025, via direct deposit or cheque by mail.
Q2: Who is eligible for the GIS Allowance in 2025?
A: Individuals who are aged 60 to 64, are Canadian residents, receive Old Age Security, and have a combined income below $41,184 are eligible for the July 2025 GIS payment.
Q3: Do I need to reapply every month to receive GIS?
A: No, once enrolled and eligible, payments are issued automatically each month unless your income or status changes.